www.HamiltonLadd.com - HamiltonLadd - NMLS #2505

Hamilton Ladd respects our customers right to privacy. In the course of our business, you may provide us with confidential information concerning your financial affairs and we understand and appreciate the importance of maintaining the confidentiality of that information. We strive to meet the highest standards in the conduct of our business and therefore observe both the letter and the spirit of the law surrounding customer privacy issues. Maintaining the confidentiality of the information you entrust with us is a responsibility we take very seriously. We collect, maintain, use and share information about you only where we reasonably believe that it will help administer our business or provide products, services and other opportunities to you.

The following privacy policy and disclosure outlines what nonpublic personal information we collect, how we protect nonpublic information, and how we share nonpublic personal information.

I. Collection of Information
We collect nonpublic personal information about you from the following sources:
• Information we receive from you on applications or other forms.
• Information about your transactions with others, such as account balances, payment history and parties to transactions.
• Information we receive from consumer credit reporting agencies.

II. Sharing of Information
We do not disclose nonpublic personal information about you without your written permission except as permitted by law in conjunction with the brokering of mortgages. Hamilton Ladd never sells or distributes mailing lists or information about our customers.

III. Policies and Procedures to Protect Information
We restrict access to nonpublic personal information about you to those employees or servicers who need to know the information to provide products or services to you. Additionally, we maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Your trust and confidence is important to us!

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This privacy policy sets out how "www.hamiltonladd.com" uses and protects any information that you give "www.hamiltonladd.com" when you use this website.

"www.hamiltonladd.com" is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.

"www.hamiltonladd.com" may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from January 3, 2012.

SECURITY
We are committed to ensuring that your information is secure. In order to prevent unauthorized access or disclosure we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online. Any information(s) collected are used solely to enhance your experience on our website as well as for in-house internal record keeping. Your information will NEVER be sold, leased, or transferred to any other party! All transactions made on this website are completely secure.

HOW WE USE COOKIES
A cookie is a small file which asks permission to be placed on your computer’s hard drive. Once you agree, the file is added and the cookie helps analyze web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences. We use traffic log cookies to identify which pages are being used. This helps us analyze data about web page traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system. Overall, cookies help us provide you with a better website experience, by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us. You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website. In no way will the disabling of cookies prevent you from using our website normally.

LINKS TO OTHER WEBSITES
Our website may contain links to enable you to visit other websites of interest easily. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

REVISIONS TO THIS PRIVACY POLICY WITHOUT NOTICE
This Privacy Policy is dynamic. It will continually change. You may not assume that it remains the same and you agree to check the policy each time you visit the site for changes. Unless, in the sole opinion of the website, this policy changes so drastically as to suggest a posted notification on the site or via email, you will receive no notification of changes to this Privacy Policy nor, under any circumstances, does this site promise notification. Your continued use of this site is evidence of your acceptance of these terms enclosed in this Privacy Policy.